Introduction
Welcome to GE Money Home Lending, the UK's leading provider for flexible and affordable home improvement loans.
Our parent company
General Electric Company USA is dedicated to turning ideas into leading products, solving some of the world’s toughest problems.
The company traces its beginnings to Thomas A. Edison, who established Edison Electric Light Company in 1878. In 1892, Edison electric merged with Thomas-Houston Electric Company to create General Electric Company, and GE is the only company listed in today’s Dow Jones Industrial Index that was also included in the original index in 1896.
From jet engines to power generation, financial services to plastics and television to medical imaging, GE worldwide is dedicated to turning ideas into essential products and services that make the world a better place.
GE is a diversified services, technology and manufacturing company with a commitment to achieving customer success and worldwide leadership in each of its businesses.
The company is made up of six business divisions, operating in 160 countries, employing over 300,000 people and generating equivalent to over £80 billion in revenues. GE has been in the UK since the 1930’s, and the company is now a significant contributor to the UK economy, employing over 15,000 people in 45 main locations.
We, GE Money, are part of General Electric Company USA (GE) and were voted ‘the most respected company in the world 2005’ (Financial Times and PwC company rankings) for a record seventh time. We can offer you the reliability and trustworthiness you’d expect from such an established organisation.
About GE Money
GE Money provide consumer finance and is made up of more than 40 businesses operating in more than 47 countries worldwide with global assets equivalent to approximately £70 billion.
In the UK, GE Money is a leading provider of financial products to consumers, intermediaries, retailers and auto dealers. Offering a wide range of products such as private label credit cards, personal loans, bank cards, auto loans and leases, mortgages, secured loans, home improvement loans, holiday ownership loans, insurance, corporate travel and store cards.
We offer mortgages via our GE Money, First National and iGroup brands, and also provide financial services to more than 10 million customers in the UK including retailer branded cards through clients such as ASDA and Halfords.
Home Improvement Loans
In the UK we are a market leader in the direct sell finance market for home improvements, and have long established associations with some of the largest home improvement companies in the UK. We work with well-known UK brands but we also do business with over 500 smaller regional operators.
Over the years, we have helped hundreds of thousands of people buy the things they really want, with applications completed in the comfort of their own home or showroom.
We can offer financial solutions to assist your needs whilst at the same time offering the financial stability of an established global player with a long-term commitment to the home improvement market.
It all adds up to GE Money being a brand that you can trust, with a solution and service infrastructure to assist your needs, whatever they may be.
Examples of products currently funded with our Home Improvement Loans are:
- Fitted kitchens, bathrooms and bedrooms
- Conservatories
- Window and doors
- Fascias, soffits and cladding (roofline)
- Water treatment systems
- Porches
- Wall coatings
- Garage doors
- Driveways (mono block)
- Central heating systems
Features and Benefits
- Unsecured loans – security collateral not required
- Flexible repayments - loan terms of up to 15 years and a set minimum repayment
- Quick and convenient – can be handled in your own home and is normally a same-day decision
- Interest charged on outstanding balance – you can pay additional amounts to reduce the total amount of interest
- Consumer Credit Protection – GE Money and your home improvement provider act as joint suppliers – we are both responsible for the goods supplied
- Optional protected payment plans – up to 5 years insurance covering repayments
All loans are subject to status. Credit available to UK resident homeowners aged 18 or over. GE Money Consumer Lending Limited is authorised and regulated by the Financial Services Authority for insurance mediation activities only. Registered office, 53-61 College Road, Harrow, Middlesex HA1 1FB. Registered in England No 2248981.